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30-04-2024 21:04
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Season 90 · Week 5 · Day 29
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Football » English » ManagerZone talk

Money hoarding and inflation

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[RAF]
President
Hi, all!

Seeing some old teams having tenths of milions of euro in their account yet nothing being done to profit the game and communities, I thought I'd come with this topic to (a) discuss if this needs addressed and (b) what solution could be to this.

I believe that money hoarding should be prohibited or taxed severely, as to avoid having teams with this purpose alone, which can then be used in "grey" transactions for some players.

And we already have something like this in player bidding, when you can not buy a player over the total value of players...

Consequently, the solutions might be:
1) taxing the money exceeding team value - either in full or in a severe percent (50 - 90%)
2) taxing team money over a certain tresh-hold, indifferent of team value - 10M EUR or more

What say you, guys?

PS: I, myself, after some years of grey-out from MZ, just raising pups in my academy, have over 75M EUR so this might also damage me horendously.

Yet I believe circulating money in MZ might be a good trigger to activate those who grey-out, like myself... Or at least not have so much money in MZ, which has lead to a significant increase in player prices and, consequently, increased inflation.
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Re: Money hoarding and inflation

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[AUSNZ]
President
It’s a good talking point but really hard to solve or have fair solutions. There’s probably a few elements to it.

I don’t think a team should be punished when they decide to sell up after seasons of running a competitive Senior team. Example would be I sold my side at the players ages of 28-29yrs I was only in Div 1 WL at the time and much better sides have sold up to avoid deterioration and losing a lot of money invested. To make it easier I’ll talk in EUR and I received about 35million for the lot. Like I said much better sides have sold and some probably closer to the 100M EUR. Should I or thru be punished at the end of the season at a said “tax time” for having this amount of money? I don’t think that’s fair at all. I reinvested all my money into 20yr old and have been rebuilding and they are all U23 now. Potentially similar to a financial fair play rule. Maybe the money needs to be out of your bank account in a certain amount of time under a threshold. E.g Player profits over 15M EURO are taxed at 50% after one season. Then teams couldn’t just sit on the money and would nearly be forced to invest in senior teams or it would just create even more super Uxx teams.

Teams who only run youth teams and compete in Uxx completions and have no competitive senior team I think should be punished for this though. Having a youth academy and only playing U18’s for seasons and accumulating wealth shouldn’t be allowed nor is it good for the game. Prize money for U18 cups shouldn’t be the same as senior as it currently is and all Uxx comps and Cups shouldn’t have the prestige of senior equivalents. Too many manager are only wanting to play youth leagues and I think this was a big floor in it’s introduction. It was introduced with the intent for another thing that was “paid” for with real money so MZ made more revenue but at the detriment to senior competitions and the roots of the game.

Re: Money hoarding and inflation

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If you feel guilty having too much cash you can buy some of my deadbeat players for too £££. I won’t complain 😂👍

Re: Money hoarding and inflation

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+1 on your suggestion.

Teams must get extra fine per week (a sample)
0 below 5M
0.01% over 5M (min 650K per season)
0.015% over 10M (min 1.95M per season)

That's will help all teams to be competitive each season. I see a phenomenon 2-3 teams on tops leagues be "inactive", sold all players to get money and create fireworks teams.

Re: Money hoarding and inflation

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I don't agree. Everyone has a free will and can do wahtever they want. If someone is unhappy they can always do the same :) The only thing I don't like when someone leaves the game for few years come back and have loads of money for doing nothing ! While all of us try hard to unkeep the team. If you'r not active the budget should be frozen.

Re: Money hoarding and inflation

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[MZUSA]
President
lukaszsz182 wrote:
I don't agree. Everyone has a free will and can do wahtever they want. If someone is unhappy they can always do the same :) The only thing I don't like when someone leaves the game for few years come back and have loads of money for doing nothing ! While all of us try hard to upkeep the team. If you're not active the budget should be frozen.


I think this would be a better solution as well. Teams that put together a strong team and then decide they want/need a new challenge should be able to sell up and begin work on building another strong team without being penalized for having funds available to use as they see fit. Having top teams sell up also opens the opportunity to other teams to move into the top leagues as those who sell up are rebuilding.

I agree that it's no fun getting outbid by folks with a lot of cash, but it also is incentive to continue to try to develop star players from within. This is a management game and different folks have different methods and goals for managing their teams. I think that is a good thing and should not be dissuaded.

Re: Money hoarding and inflation

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I acknowledge that "everyone has a free will and can do whatever they want" but that was the reason FIFA create FFP.

I don't think that my example is too harsh for teams that have those sums of money. They can do what they want but they will waste more time to get their target. Those examples are just the bonus every season.

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I have been pointing out this problem for quite some time, the current dynamics of Mz stimulates this kind of speculative game. It is more profitable to "play" the market (although also more boring) than to compete.

The prizes for the competitions have become totally outdated in relation to the cost of a good player, and maintaining a competitive senior squad is money that is constantly depreciated. Which is absurd because Mz encourages its users not to play their own game, and instead spend months or years speculating.

In my personal case after 10 seasons in my country's top division, I found myself in a situation where I simply could no longer compete with teams that had been amassing millions for 5 or 10 seasons without playing, it just seems stupid to me.

Re: Money hoarding and inflation

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The money is umbelievable at the moment in MZ. I remmeber when I started in 2009 or 2010 we had to respect the budget very much. The season break when there was no league matches for 2 weeks was a real challenge for some users, some bankrupt etc.

Now we have a tour twice a week which give us 1,2mln for nothin. Back then there was not huge income from youth/world leagues per season. Therefore prices now are crazy, but somehow it's still not too bad to buy some decent 31-33 y/o players. They young one are mad expensive.

Re: Money hoarding and inflation

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twice a season I meant*

Re: Money hoarding and inflation

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[RAF]
President
Ok, so maybe seasonal tax should not be so much - xx% but less. But that encourages cash flow into the game, money moving instead of money being blocked - see what happens in real life with stagnant economies in which everyone holds their money for a better (?) time.

Also, prize money for Uxx leagues/cups should definitely be less than senior cups. That is a must and it's lead to a great idea (encouraging teams grow their players) turn somewhat bad - huge bids for Uxx players and then a severe drop in prices for O24 players.

No weekly revenues for teams not playing 2/3 weeks in a row of friendlies - also a must as this also leads to artificial money in the game. In HK I have a squad in which for some seasons now I have no players & no coaches and I only play my 2 double-friendlies and I got very fas to 55M EUR. This should not exist! Maybe even adding a fine...

It is a management game, it's true, yet inactivity for the better of the game (as opposed to your own good) should somewhat be also managed by the game.

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[AUSNZ]
President
franella82 wrote:
I have been pointing out this problem for quite some time, the current dynamics of Mz stimulates this kind of speculative game. It is more profitable to "play" the market (although also more boring) than to compete.

The prizes for the competitions have become totally outdated in relation to the cost of a good player, and maintaining a competitive senior squad is money that is constantly depreciated. Which is absurd because Mz encourages its users not to play their own game, and instead spend months or years speculating.

In my personal case after 10 seasons in my country's top division, I found myself in a situation where I simply could no longer compete with teams that had been amassing millions for 5 or 10 seasons without playing, it just seems stupid to me.


100% agree with all of this. I’m rebuilding now and have a team of 23 year olds. Eventually my run at the top will last around 2 seasons or 4 if I decide to let my players I’ve spent millions on deteriorate and worth nothing when I sell them. In 8 seasons I’ll effectively lose around 60mill EU4 in player value. How is that fair compared to teams just playing Uxx leagues, gettting the same rewards as me and accumulate wealth.

Senior teams needs to get some financial relief or youth teams need to get some form of financial punishment. It’s the only way.

You don’t want teams sitting on money for seasons after seasons and then buying success. That’s just demoralising for all the managers who put in the hard work. Before Hanzo quit his staring 11 players were bought combined for around 72 million EUR. We won the WL a few times and several official Cups. All be it he was a great manager too and tactically proficient but you do not want someone with that money just buying success from being able to accumulate it

Re: Money hoarding and inflation

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[Nati]
President
How to define what « inactive » is would be the next question..

Re: Money hoarding and inflation

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As long as their is essentially an income cap at the top, I think the most effective strategy in the game will be to save up millions over say 8 seasons then spend it all at once (And essentially go over that income cap across multiple seasons). You put in an extra tax that targets that strategy, you can only lengthen the amount of time required to execute it, I don't think you can eliminate it this way.

The obvious issue with removing or loosening that income cap is that you risk having the same teams dominate the top league season after season after season because they always have the most income.

Only thing I can think of right now would be something like at the beginning of the season your clubs board gives you a set of goals to achieve for the season. These goals basically function to give your team more income for fielding a competitive team.

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What mean with the "clubs board gives you a set of goals to achieve for the season"?
This was the achievements propose.

"You put in an extra tax that targets that strategy, you can only lengthen the amount of time required to execute it, I don't think you can eliminate it this way."
That's the hold point, to lengthen and make him think if it is worth so much time for this strategy and no eliminate so "everyone has a free will and can do whatever they want".

No inactive teams, no extra condition to clarification.
Just a tax (FFP), on available for transfer team cash above a value (see my example).

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emperorcy wrote:
What mean with the "clubs board gives you a set of goals to achieve for the season"?
This was the achievements propose.


For clarification
Achievements don't give you money every season, they give you money once. That is the difference. So for example - you might have "The club board this season want you to get to the knock out stages of a senior official cup" or "At the end of the season, score x goals in the senior league" or "Possess a starting XI with x amount of skills (balls)". Stuff that is repeatable but also requires you to field a reasonable team.

emperorcy wrote:

That's the hold point, to lengthen and make him think if it is worth so much time for this strategy


To be honest I think either such a tax will be small and will not have an impact, or will be large and users that want to pursue such a strategy will leave the game completely.
I do not believe a "balanced" tax is possible due to a lack of available data.

Re: Money hoarding and inflation

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Ok, +1, I like the idea with season achievements and to be honest I would like to replace with one of cash bonus of tour.

About tax: It's a step forward to be "fairer" play. At least something than nothing.

Q: It's anyone of the crew (or game developers) "read this" for do something or we just said suggestion and ideas?

Re: Money hoarding and inflation

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I completely disagree with the idea of taxation of fortunes. There is people that have really short plans and would spend every penny to be the champion this season. In the opposite, people that like saving money and have a safeguard. MZ is game for all life!

A change like this could make people drop the game and would also increase the value of all players - a huge inflation that would do harm for people that actually have no money and need to buy players in the market. Disaster.

Although, the solution of having inactive players to not get a penny is very handful! This is a really bad design by the game.

Cheers!

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Personally taxation is a dreadful idea that will kill this game. However, stoping income to inactive teams or teams that can’t field a team is a must!

Some sell up so they don’t lose mass value if teams and rebuild! The punishment is the are uncompetitive for about 3/4 REAL years !

Yes senior football prize should be FAR greater that Uxxx prizes! Common sense really!

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I read all the comments and i will put my point of view here! Crew for sure will read this but only they laugh with that idea. let me explain!

When you go to a casino the big players play poker roulette and some other card games and others plays slots machines! The casino wins tones of money form slots machines like here lot of users who pay a lot playing uxx leagues and cups and you ask now from crew these people who play UXX leagues to put them out and punish them so everybody who loves uxx leaves the game and the company loose lot of money because 10-20-50 people here wants to play only senior?

so lets open another topic and say close the senior teams punish them we want to have only managers to play UXX leagues and no senior! This cant be happen never and of course managerzone is a manager game that anybody can make his strategy how he wants to play the game and if he like to play u18 or u21 or u23 or senior he can do it! I read from one guy here about FFP! Really bro? do you know what is FPP? let me explain to you!

FFP was created so owners who have tones of money (like my teams owners PSG in france or manchester city england ) need to show income from ticket sales players sales and then buy the players they want! they dont ban atalanta or ajax who sell all the superstars they make and have 1-2 Billions in their banks because they never buy for lot of money but they sell for crazy money and they have super banks! You say this to happen here so this is tragic prososal!

Managerzone gives us lot of ways to play this game and we must respect each others free will! I must respect if you want to play senior if you want to play u18 or u21 or u23 or all together or to play monopoly and buy cheap players making them superstars and sell them for big profit so you have super bank but nothing of trophies! So if you thing that a user who stays out and making money and come back after 5 years and buy good player and win some trophies this will be his good strategy and its not easy to do something like that! Like the famous hanzinio stays out for some seasons have super bank 100m and make super team and win lots of trophies! so if you thing this is good strategy try to do the same! You cant ask from the game to fine all the paying managers because they have money in their accounts! i play this game almost 4 years and i ask some experienced users and they told me to work with my academy to make big bank and then try to win some thinks! and now after some years i buy a superstar for 13.000.000 euros some of 6.000.000 and i have very good team for the coming seasons! ITS a strategy game and this is why we love this game and you must choose how you want to play without crying because others have lot of money because they do something different from you!

Lets focus in important things like sending our players in training camp and also can play in the games all the seasons and in the same time train better! Also remove experience from the game. its crazy to have superstar in your team 23 years old and because he is 6 or 7 in experience and far better than a player who is 30 but 10 experience plays the worst player because he have experience! I can write here even more but i dont want to change the subject of this topic!

Sorry for my big post but lets focus in important things that crew can also make then happen without split the community of managerzone!

Re: Money hoarding and inflation

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The core issue is that the easiest way to generate money is to 'run' a bad team (As your salaries are low). Maybe log in once a week to arrange friendlies and complete tours. In this way, the game is effectively rewarding players for being inactive. That inactivity translates to other parts of the game, like the forums, less zone coverage etc etc.

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My salaries are low but believe me you dont need crazy salaries to have superstars in your team from your academy or buy them cheap and make them superstars! i log in at least two times per day and i search a lot transfer market to take some good players! if you have a bad team means that you are inactive from the game? i dont agree with that. I have lot of things to do in the game without have a good team looking super teams and learning the way they play and when i sell my young stars and have big bank probably i play with seniors and be more ready to have success!

The game needs money like all the companies and you cant throw away your costumers even if their teams are inactive and paying for club membership and they log one time per week! This is my big difference to this topic! that everyone is free to play the way he likes and we have lot of things to discuss to make this game better and dont make war between the fans of uxx and the fans of seniors, because each side have lot of users and the game needs them all!

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I believe that the simulator itself already "solves" this problem of super rich teams, no matter how much you spent on the team, there will always be someone with a cheap team that will defeat you.

The simulator seeks a balance, it is currently very difficult for only one team to win many competitions/matches, if it wins, it is because it understands a lot of the game, because the SIM will try to bring you down.

The big problem, in my view, is the amount we pay for players, which only increase every day.

Re: Money hoarding and inflation

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jonathan199409 wrote:
I believe that the simulator itself already "solves" this problem of super rich teams, no matter how much you spent on the team, there will always be someone with a cheap team that will defeat you.

The simulator seeks a balance, it is currently very difficult for only one team to win many competitions/matches, if it wins, it is because it understands a lot of the game, because the SIM will try to bring you down.

The big problem, in my view, is the amount we pay for players, which only increase every day.


This is a great answer for this. We should not complain as having better team this days means nothing.

I somehow stopped playing seriously just training my own players at the moment, as I was sick winning beating the top teams and then lose to x2 weaker teams and lose the title. Sim is like lotto machine.

About the subject, this game was made to be as easy to play so nothing we can do now. Someone can pay for automatic friendlies not even log in, and he will be active and collecting big cash. playing with u17 players all the time. This is a problem yes, but then the other side can say this "you all can do the same and collect money :)

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Just to add up. Crew won't even consider this option to tax the finance or something., the game is going down with active users. This could downgrade the activity very bad or completely. Many people enjoy buying/selling etc, and Uxx are more popular now then seniors.

Senior leagues used to be nr 1 competitions, not any more.

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Know of an Australian club that has 200 million to spend too...

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I think so it's a wrong approach. Are two ways to make money here, incomes from tickets or using market. Same way, you have money as cash or player. In addition, money is always growing because we have free money (bonus). But inflation thing is not a consecuence of money hoarding, is because the balance between sellers and buyers on the transfer market. The classical economic theory say (Adam Smith by example), that the market regulate it self because people want to sell to good price, and this happens when you have less players on market. But, If you want to regulate inflation you must to focus how to fix when no have market or too much players there. For example, ending the loyal players, or selling the good one on abandoned player even if they are not NT player. It's not about taxes, is about offer and demand.

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In other hand, your suggestion is a bad solution. If people don't want to pay taxes will buy players and they will hoarding players as money. They will grow up the team value and will especulate on transfer market giving as consecuense more inflation.

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[AUSNZ]
President
The biggest issue is it’s not a level playing field in the transfer market. Until all countries and communities can buy whatever players it’s incredibly bias and favour all the big country and allows them to earn money through the market that smaller countries just can’t do

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Pros and Cons' Small countries is easier to win trophies get promotion ect.

The main issue is competing WL against the bigger nations.

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[AUSNZ]
President
brian_mcsnail wrote:
Pros and Cons' Small countries is easier to win trophies get promotion ect.

The main issue is competing WL against the bigger nations.


Who wants to win Mickey Mouse trophies in uncompetitive leagues. The quicker the game realised domestic leagues now mean nothing and keeping countries as countries is only pushing all the users from the little guys away

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chucky06 wrote:
Who wants to win Mickey Mouse trophies in uncompetitive leagues. The quicker the game realised domestic leagues now mean nothing and keeping countries as countries is only pushing all the users from the little guys away


I think you know my real thoughts on small leagues as expressed in the admin forum!

Re: Money hoarding and inflation

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I am against this idea, because... I hate taxes :D Although, this rule would not affect me.. I just sold my best player, over 1M value with 150k...and because of training camp I have no profit in the last years.

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So wait... what’s the secret to hoarding income because you need to be in the top leagues to have top sponsorships? So how do accumulate so much in little time, if someone could explain this I’d be very happy. Thank you

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In addition to my last post, surely when you invest real money by purchasing youth packs and competing in uxx competitions, you also spend a great amount on young talent which usually can range upwards of €1m, so surely people who compete in uxx competitions spend way more money than seniors?! So how are they still able to ‘hoard’ funds as you guys suggest.
(Please bare in mind I’ve never actually competed properly in uxx competitions, I’ve been a senior player competitor pretty much my whole time here on MZ - also haven’t been on the forum in a long stretch haha)

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[PAO]
President
Taxing unused cash I think would be unfair to those who carefully plan their finances,I believe a sophisticate annual profit tax rate would be more fair.

It could be a combination of Total annual profits and revenue multiplier (Annual Revenue/ Annual Expenses). That way if you reduce your expenses to the minimum trying to accumulate money over the years you would be heavily taxed due to high revenue multiplier and if you sell out your team to rebuild your squad you would be taxed for high annual profits. I know some people would not agree with the latter, but honestly I don't like the fact that every season there are always teams that reduce the competitiveness of most of the leagues. If you want to rebuild you should do it gradually or not gain a financial profit.

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People do it because the game became boring. It takes ages to get anything done. You might as well take a gap year, make as much money as possible, and then try to have a few seasons of fun winning something.

The core issue is how boring the game became.

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I see a lot of posts here.
IMO the discussions didn't start from a good idea - taxing clubs which make "too much" profit.

Well, what I can say is that the inflation grows faster than the inactive mamagers' profit. Which I find it OK.
But...
Did you ask a manager how much did he win after winning the World League Top Series?
It's something like 25k, which I find insulting.
Or ask a manager how much did he win after winning the Champions Cup. Something like 1 mil, which I also find insulting.
Or ask a manager how much did he win after becoming National Champion. It's something like 100k, I don't remember exactly.

Ok, I understand that we should give a real chance to the little guy id-est not making too much difference between the incomes of a top league team and a div.3 team, but let's be serious. What are the expenses of a top league team and what are the expenses of a div.3 team?
It is not really justified.
I can easily play in div 3 with my U21 squad and make huge profit because the expenses are low and the incomes are high.

To keep it short - high performances and winning official trophies should be rewarded. I believe that would be fair.
 
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